Now delivering a more accessible loan

Canada Post MyMoney Loan delivered with TD

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No matter who you are, or where you live, all Canadians need access to fair and transparent money services. That’s why Canada Post is expanding its offerings to help more Canadians reach their goals.

And we’re starting with the Canada Post MyMoney Loan delivered with TD. These flexible personal loans can help you save on interest when compared to other higher rate loans and store credit cards. This loan can help you take control of your debt with affordable monthly payments.

Start building your financial future today with a Canada Post MyMoney Loan – it only takes 5-10 minutes to apply!

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Affordable and flexible loans

The Canada Post MyMoney Loan is designed to be inclusive for Canadians from coast to coast to coast, with competitive interest rates and loan amounts starting at $1,000.

  • Choice of fixed or variable rates
    • Variable interest rates between 6.33% and 13.58%
      TD Prime Rate + 3.88% to TD Prime Rate + 11.13%. TD Prime Rate is 2.45% as of March 30, 2020.
    • Fixed interest rates range from 8.83% to 16.03%
  • Borrow from $1,000 to $30,000
  • Flexible repayments that can be spread over 1 to 7 years
  • Pay down your loan at any time without additional charges
  • Choice of repayment options – choose to make regular payments weekly, bi-weekly, monthly or semi-monthly
  • No fees unless you miss a payment

Ways we could help you

Canada Post MyMoney Loan can help with your important needs. Whatever your goals, we’re here for you.

Debt consolidation

Consolidating the balances from other higher interest rate credit products like high rate loans and store credit cards is a great way to save money on interest payments.

Large expenses

Life is full of surprises, from leaky roofs to car repairs – a Canada Post MyMoney Loan can help you manage unexpected costs.

Major purchases

From home repairs or renovations to travel or major appliances, a Canada Post MyMoney Loan can help you bring your dreams to life.

Education

Sometimes getting ahead means education and training – a personal loan can help cover education costs.

Find the loan that’s right for you

No one likes hidden surprises, especially when it comes to your finances. Use this calculator to see what your loan payment and interest costs could be.

While you can enter any interest rate, your actual loan rate will depend on your credit score and other factors. View our rates above.

The calculation is based on the accuracy and completeness of the data you’ve entered. The information is intended for illustrative and general information purposes only and does not mean that you’ve been approved for a loan. Additional conditions may apply. Any application is subject to credit approval.

To provide your results, the calculator treats the interest rate you enter as a fixed rate. Actual payments may vary. The total interest provided above is captured in the payment amount.

Loan calculator section
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Here’s what your loan could look like. Please find your results below.

Your payment $31.80

Total Interest $142.42

Complete Cost $1,142.42

You could start saving on interest now with your Canada Post MyMoney Loan. Apply now button 2

Canada Post MyMoney Loan in four easy steps

  1. Apply for your loan

    It only takes about 5-10 minutes to fill in the application. Once you click ‘Apply now’, you’ll be taken to the TD site to complete your secure application.

  2. Updates and decision

    You’ll receive email messages to confirm that your application has been received by TD, the decision on your loan, and if approved, how to consent to the terms and conditions.

  3. Confirm your identity

    If you’re not a TD customer or TD needs to update your information, your approval email will include instructions to confirm your identity. If applicable, visit your nearest Canada Post location to confirm your identity with the unique verification barcode provided in the email. As well, be sure to bring government-issued photo ID.

  4. Receive your funds

    Once you activate your loan, TD will transfer the funds by direct deposit to your account at any Canadian financial institution.

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TD bank logo

Canada Post has always been committed to enhancing communities by connecting people with the products and services they need most. And now, with TD, we’re offering personal loans that Canadians can count on.

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Frequently Asked Questions

Good to know

Applying for your loan

Let’s get started!

Apply for the Canada Post MyMoney Loan delivered with TD to help meet your financial needs.

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