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Canada Post MyMoney™ Loan Flexible loans that work for you

 

The Canada Post MyMoney Loan application is temporarily unavailable. We apologize for the inconvenience.

Canada Post MyMoney Loan delivered with TD

There’s a new loan in the neighbourhood.

Get to know the Canada Post MyMoney Loan, a simple and affordable personal loan for all Canadians from coast to coast to coast.

With payments that can fit your budget, our personal loans can help you pay down higher interest rate debts, cover unexpected costs like car repairs or make major purchases.

Affordable and flexible loans

Here’s why a Canada Post MyMoney Loan can work for you:

  • Choice of variable or fixed rates

    • Variable interest rates between 11.03% and

      21.03%

      (TD Prime Rate + 4.33% to TD Prime Rate + 14.33%)

    • Fixed interest rates from 9.98% to 19.98%
  • Borrow from $1,000 to $30,000
  • Flexible repayments that can be spread over 1 to 7 year terms
  • Pay down your loan at any time without additional charges
  • Choice of repayment options – choose to make regular payments weekly, bi-weekly, monthly or semi-monthly
  • No fees unless you miss a payment
    • If you don’t have enough funds in your account when your payment is withdrawn, you’ll owe a non-sufficient funds (NSF) fee

Find the loan that’s right for you

No one likes hidden surprises, especially when it comes to your finances. Use this calculator to see what your loan payment and interest costs could be.

The calculation is based on the accuracy and completeness of the data you’ve entered. The information is intended for illustrative and general information purposes only and does not mean that you’ve been approved for a loan. Additional conditions may apply. Any application is subject to credit approval.

To provide your results, the calculator treats the interest rate you enter as a fixed rate. Actual payments may vary. The total interest provided above is captured in the payment amount.

Loan calculator
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Here’s what your loan could look like. Please find your results below.

Your Monthly payment

$180.92

Total interest

$1,653.48

Complete cost

$8,653.48

The calculation is based on the accuracy and completeness of the data you’ve entered. The information is intended for illustrative and general information purposes only and does not mean that you’ve been approved for a loan. Additional conditions may apply. Any application is subject to credit approval.

To provide your results, the calculator treats the interest rate you enter as a fixed rate. Actual payments may vary. The total interest provided above is captured in the payment amount.

Frequently Asked Questions

Popular questions

Applying for your loan

Good to know

Get tips and expert advice

 

Understanding your credit score

Find out more
Find out more: Read “Understanding your credit score.”
 

What to consider before borrowing money

Find out more
Find out more: Read “What to consider before borrowing money.”
 

How to protect yourself when interest rates rise

Find out more
Find out more: Read “How to protect yourself when interest rates rise.”
 

How to make a budget (and stick to it)

Find out more
Find out more in our blog, “How to make a budget (and stick to it).”
 

Protecting yourself from fraud and scams

Find out more
Find out more in our blog, “Protecting yourself from fraud and scams.”
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Canada Post has always been committed to enhancing communities by connecting people with the product they need most. That’s why we’re making it easier to access affordable and flexible personal loans in your neighbourhood with the Canada Post MyMoney Loan delivered with TD.

™ Trademark of Canada Post Corporation® The TD logo and other trademarks are the property of The Toronto-Dominion Bank or its subsidiaries.

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Be ready

The Canada Post MyMoney Loan application process is not available at this time.